{"id":8889,"date":"2024-05-02T10:01:18","date_gmt":"2024-05-02T02:01:18","guid":{"rendered":"https:\/\/9mureoco.com\/?post_type=faqs&#038;p=8889"},"modified":"2024-08-19T22:49:12","modified_gmt":"2024-08-19T14:49:12","slug":"second-car-loan-trap","status":"publish","type":"faqs","link":"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/","title":{"rendered":"\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u6709\u54ea\u4e9b\uff1f\u5c0f\u5fc3\u843d\u5165\u8eca\u8cb8\u5229\u7387\u9677\u9631"},"content":{"rendered":"\n<p><a href='https:\/\/9mureoco.com\/faqs\/used-car-loan\/'>\u4e2d\u53e4\u8eca\u8cb8\u6b3e<\/a>\u53ef\u4ee5\u5230\u9280\u884c\u3001\u7576\u92ea\u3001\u878d\u8cc7\u516c\u53f8\u8fa6\u7406\uff0c\u7531\u65bc\u6c11\u9593\u8cb8\u6b3e\u7ba1\u9053\u6709\u8a31\u591a\u7a2e\uff0c\u6240\u4ee5\u5fc5\u9808\u8981\u5c0f\u5fc3\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff0c\u5426\u5247\u5bb9\u6613\u5f97\u4e0d\u511f\u5931\u3002\u4eca\u65e5\uff0c\u53f0\u5927<a href=\"https:\/\/9mureoco.com\/pawn-news\/taichung-south-pawn\/\">\u5357\u5340\u7576\u8216<\/a>\u5c31\u4f86\u5206\u4eab\u5e7e\u500b\u4e00\u5b9a\u8981\u6ce8\u610f\u7684\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff0c\u5e6b\u52a9\u4f60\u907f\u958b\u6c7d\u8eca\u501f\u6b3e\u98a8\u96aa\uff0c\u5982\u679c\u6709\u9700\u8981\uff0c\u4e5f\u53ef\u4ee5\u76f4\u63a5\u5230\u5357\u5340\u7576\u8216\u627e\u6211\u5011\u8fa6\u7406\uff0c\u624d\u53ef\u4ee5\u501f\u5f97\u66f4\u5b89\u5fc3\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E4%B8%AD%E5%8F%A4%E8%BB%8A%E8%B2%B8%E6%AC%BE%E9%99%B7%E9%98%B1%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u6709\u54ea\u4e9b\uff1f\">\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u6709\u54ea\u4e9b\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E9%99%B7%E9%98%B1\" title=\"\u8eca\u8cb8\u5229\u7387\u9677\u9631\">\u8eca\u8cb8\u5229\u7387\u9677\u9631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E9%AB%98%E9%A1%8D%E6%89%8B%E7%BA%8C%E8%B2%BB\" title=\"\u9ad8\u984d\u624b\u7e8c\u8cbb\">\u9ad8\u984d\u624b\u7e8c\u8cbb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E5%85%A8%E9%A1%8D%E8%B2%B8%E9%99%B7%E9%98%B1\" title=\"\u5168\u984d\u8cb8\u9677\u9631\">\u5168\u984d\u8cb8\u9677\u9631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E8%B2%B7%E8%BB%8A%E6%8F%9B%E7%8F%BE%E9%87%91\" title=\"\u8cb7\u8eca\u63db\u73fe\u91d1\">\u8cb7\u8eca\u63db\u73fe\u91d1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E5%A6%82%E4%BD%95%E9%81%BF%E9%96%8B%E4%B8%AD%E5%8F%A4%E8%BB%8A%E8%B2%B8%E6%AC%BE%E9%99%B7%E9%98%B1%EF%BC%9F\" title=\"\u5982\u4f55\u907f\u958b\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff1f\">\u5982\u4f55\u907f\u958b\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/9mureoco.com\/faqs\/second-car-loan-trap\/#%E9%81%BF%E5%85%8D%E4%B8%AD%E5%8F%A4%E8%BB%8A%E8%B2%B8%E6%AC%BE%E9%99%B7%E9%98%B1%EF%BC%8C%E6%89%BE%E5%8F%B0%E5%A4%A7%E6%9C%80%E6%94%BE%E5%BF%83\" title=\"\u907f\u514d\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff0c\u627e\u53f0\u5927\u6700\u653e\u5fc3\">\u907f\u514d\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\uff0c\u627e\u53f0\u5927\u6700\u653e\u5fc3<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E5%8F%A4%E8%BB%8A%E8%B2%B8%E6%AC%BE%E9%99%B7%E9%98%B1%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/9mureoco.com\/wp-content\/uploads\/2024\/05\/\u6587\u7ae0\u5c01\u9762-19-1.png\" alt=\"\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\" class=\"wp-image-8899\" style=\"width:639px;height:auto\" srcset=\"https:\/\/9mureoco.com\/wp-content\/uploads\/2024\/05\/\u6587\u7ae0\u5c01\u9762-19-1.png 640w, https:\/\/9mureoco.com\/wp-content\/uploads\/2024\/05\/\u6587\u7ae0\u5c01\u9762-19-1-300x200.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631<\/figcaption><\/figure>\n\n\n\n<p><strong>\u5e38\u898b\u7684\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u6709\u4e0d\u5408\u7406\u7684\u5229\u606f\u8207\u624b\u7e8c\u8cbb\u3001\u62b5\u62bc\u8b49\u4ef6\u3001\u5168\u984d\u8cb8\u9677\u9631\u3001\u8cb7\u8eca\u63db\u73fe\u91d1<\/strong>\uff0c\u4ee5\u4e0b\u70ba\u4f60\u8a73\u7d30\u8aaa\u660e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E9%99%B7%E9%98%B1\"><\/span>\u8eca\u8cb8\u5229\u7387\u9677\u9631<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u901a\u5e38\u6703\u6bd4<a href='https:\/\/9mureoco.com\/faqs\/new-car-loan\/'>\u65b0\u8eca\u8cb8\u6b3e<\/a>\u4f86\u7684\u9ad8\uff0c\u4f9d\u4e0d\u540c\u7684\u8cb8\u6b3e\u6a5f\u69cb\u6703\u6709\u4e0d\u540c\u7684\u5229\u7387\uff0c\u9280\u884c\u5e74\u5229\u7387\u7d04\u70ba6%-15%\uff0c\u7576\u8216\u6708\u606f\u5247\u662f\u4ee52.5%\u70ba\u4e0a\u9650\uff0c\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6709\u4e9b\u4e0d\u8096\u696d\u8005\u6703\u6253\u8457\u4f4e\u5229\u7387\u7684\u53e3\u865f\u4f86\u5438\u5f15\u4ed6\u4eba\u8fa6\u7406\uff0c\u5be6\u969b\u4e0a\u662f\u5229\u7528\u8a71\u8853\u4f86\u6b3a\u9a19\u501f\u6b3e\u4eba\uff0c\u50cf\u662f\u8ddf\u501f\u6b3e\u4eba\u8aaa\u4e00\u842c\u5143\u6bcf\u6b21\u53ea\u8981\u7e73\u4e09\u767e\u584a\u7684\u5229\u606f\uff0c\u7b49\u5230\u7c3d\u7d04\u5f8c\u624d\u544a\u8a34\u4f60\u662f\u6708\u7e73\uff0c\u7b49\u65bc\u662f\u4e00\u500b\u67083%\u7684\u5229\u606f\uff0c\u65e9\u5df2\u8d85\u904e<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?pcode=D0080075\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u7576\u8216\u696d\u6cd5<\/a>\u898f\u5b9a\u4e4b\u5408\u6cd5\u5229\u606f\u7bc4\u570d\u5167\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%AB%98%E9%A1%8D%E6%89%8B%E7%BA%8C%E8%B2%BB\"><\/span>\u9ad8\u984d\u624b\u7e8c\u8cbb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u82e5\u662f\u9047\u4e0a\u8caa\u5fc3\u7684\u696d\u8005\uff0c\u53ef\u80fd\u9084\u6703\u5047\u85c9\u5404\u7a2e\u540d\u76ee\u8ddf\u501f\u6b3e\u4eba\u6536\u53d6\u624b\u7e8c\u8cbb\uff0c\u82e5\u662f\u5e73\u5e38\u6c92\u6709\u501f\u6b3e\u7d93\u9a57\u7684\u4eba\uff0c\u5f88\u5bb9\u6613\u5c31\u6703\u843d\u5165\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u800c\u50bb\u50bb\u652f\u4ed8\uff0c\u4ee5\u7576\u8216\u70ba\u4f8b\uff0c\u7576\u8216\u9664\u4e86\u5229\u606f\u8cbb\u7528\u8207<a href='https:\/\/9mureoco.com\/faqs\/warehouse-fee\/'>\u5009\u68e7\u8cbb<\/a>\u5916\uff0c\u662f\u4e0d\u6703\u6536\u53d6\u4efb\u4f55\u5176\u4ed6\u7684\u8cbb\u7528\u7684\u3002<\/p>\n\n\n\n<p>\u9664\u6b64\u4e4b\u5916\uff0c\u501f\u6b3e\u4eba\u5728\u8fa6\u7406\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u6642\u9084\u9700\u6ce8\u610f\u9084\u6b3e\u65b9\u5f0f\uff0c\u6709\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\u6703\u5f37\u5236\u7d81\u7d04\uff0c\u82e5\u662f\u63d0\u524d\u6e05\u511f\u50b5\u52d9\u7684\u8a71\uff0c\u5c31\u6703\u8981\u6c42\u652f\u4ed8\u5927\u7b46\u7684\u9055\u7d04\u91d1\uff0c\u6240\u4ee5\u4e0d\u8ad6\u662f\u7c3d\u8a02\u5408\u7d04\u9084\u662f\u6aa2\u67e5<a href='https:\/\/9mureoco.com\/faqs\/pawn-ticket\/'>\u7576\u7968<\/a>\u6642\u90fd\u9700\u8b39\u614e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%A8%E9%A1%8D%E8%B2%B8%E9%99%B7%E9%98%B1\"><\/span>\u5168\u984d\u8cb8\u9677\u9631<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\u5168\u984d\u8cb8\u6307\u7684\u662f\u4e0d\u9700\u8981\u652f\u4ed8\u4efb\u4f55\u982d\u671f\u6b3e\uff0c\u53ef\u5229\u7528\u5168\u984d\u8cb8\u6b3e\u7684\u65b9\u5f0f\u8cfc\u8cb7\u4e2d\u53e4\u8eca<\/strong>\u3002\u9019\u7a2e\u5168\u984d\u8cb8\u9677\u9631\u53ef\u80fd\u9084\u6703\u4f34\u96a8\u8457\u96f6\u5229\u7387\u3001\u4f4e\u5229\u7387\u4f86\u5438\u5f15\u6c11\u773e\uff0c\u82e5\u662f\u8b39\u614e\u4e00\u9ede\uff0c\u4e0d\u96e3\u767c\u73fe\u9280\u884c\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u7684\u53ef\u8cb8\u6210\u6578\u5927\u591a\u662f\u516b\u6210\uff0c\u600e\u9ebc\u53ef\u80fd\u9084\u6709\u8cb8\u6b3e\u516c\u53f8\u9858\u610f\u9019\u6a23\u505a\uff1f<\/p>\n\n\n\n<p>\u5be6\u969b\u4e0a\uff0c\u5168\u984d\u8cb8\u9677\u9631\u4e4b\u6240\u4ee5\u80fd\u5920\u6709\u4f4e\u982d\u671f\u6b3e\u7684\u65b9\u6848\uff0c\u901a\u5e38\u539f\u56e0\u6709\u4ee5\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>\u8eca\u8f1b\u53ef\u80fd\u662f\u6ce1\u6c34\u8eca\u6216\u4e8b\u6545\u8eca<\/li>\n\n\n\n<li>\u5df2\u5c07\u8cbb\u7528\u52a0\u5728\u8eca\u5b50\u7e3d\u50f9\u4e2d<\/li>\n\n\n\n<li>\u9ad8\u984d\u7684\u5229\u606f\u8cbb\u7528<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E8%BB%8A%E6%8F%9B%E7%8F%BE%E9%87%91\"><\/span>\u8cb7\u8eca\u63db\u73fe\u91d1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8cb7\u8eca\u63db\u73fe\u91d1\u4e5f\u662f\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u9677\u9631\u4e4b\u4e00\uff0c\u8cb7\u8eca\u63db\u73fe\u91d1\u662f\u6307\u5728\u8cb7\u8eca\u6642\u8fa6\u7406\u8cb8\u6b3e\u4e26\u5c07\u8eca\u8f1b\u8f49\u8ce3\u4f86\u8cfa\u53d6\u50f9\u5dee\uff0c\u96d6\u7136\u540d\u4e0b\u6709\u8eca\u8f1b\uff0c\u537b\u7121\u6cd5\u4f7f\u7528\uff0c\u4e14\u8cb7\u8eca\u63db\u73fe\u91d1\u53ef\u80fd\u9084\u9808\u8ca0\u64d4\u7b2c\u4e09\u65b9\u9020\u6210\u7684\u7f70\u91d1\u8207\u6b20\u6b3e\uff0c\u6240\u4ee5\u5343\u842c\u4e0d\u8981\u53d7\u9a19\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" 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