{"id":8203,"date":"2024-01-22T16:36:08","date_gmt":"2024-01-22T08:36:08","guid":{"rendered":"https:\/\/9mureoco.com\/?post_type=faqs&#038;p=8203"},"modified":"2024-02-29T17:07:52","modified_gmt":"2024-02-29T09:07:52","slug":"new-car-loan","status":"publish","type":"faqs","link":"https:\/\/9mureoco.com\/faqs\/new-car-loan\/","title":{"rendered":"\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u3001\u689d\u4ef6\u53ca\u6d41\u7a0b\u4e00\u6b21\u770b"},"content":{"rendered":"\n<p>\u5982\u679c\u60f3\u8cfc\u8cb7\u6c7d\u8eca\uff0c\u4f46\u624b\u4e0a\u537b\u6c92\u6709\u8db3\u5920\u7684\u8cc7\u91d1\uff0c\u53ef\u4ee5\u8fa6\u7406\u65b0\u8eca\u8cb8\u6b3e\u5468\u8f49\u8cc7\u91d1\u4f86\u8cfc\u8cb7\u65b0\u8eca\uff0c\u4e0d\u904e\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u672c\u7bc7\u5c31\u4f86\u56de\u7b54\u4f60\u6b64\u554f\u984c\uff0c\u4e26\u4e14\u4e00\u4f75\u8aaa\u660e\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u3001\u689d\u4ef6\u3001\u6d41\u7a0b\u7b49\uff0c\u8b93\u4f60\u53ef\u4ee5\u9078\u64c7\u6700\u5408\u9069\u7684\u65b0\u8eca\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u65b0\u8eca\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f\">\u65b0\u8eca\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E7%82%BA%E5%A4%9A%E5%B0%91%EF%BC%9F\" title=\"\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u70ba\u591a\u5c11\uff1f\">\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u70ba\u591a\u5c11\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E8%B2%B7%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%E5%8F%8A%E6%BA%96%E5%82%99%E8%B3%87%E6%96%99\" title=\"\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u689d\u4ef6\u53ca\u6e96\u5099\u8cc7\u6599\">\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u689d\u4ef6\u53ca\u6e96\u5099\u8cc7\u6599<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E8%B2%B7%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%A5%BD%E9%81%8E%E5%97%8E%EF%BC%9F\" title=\"\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\">\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B%E6%80%8E%E9%BA%BC%E8%B5%B0%EF%BC%9F\" title=\"\u65b0\u8eca\u8cb8\u6b3e\u6d41\u7a0b\u600e\u9ebc\u8d70\uff1f\">\u65b0\u8eca\u8cb8\u6b3e\u6d41\u7a0b\u600e\u9ebc\u8d70\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/9mureoco.com\/faqs\/new-car-loan\/#%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BEptt%E6%8E%A8%E8%96%A6\" title=\"\u65b0\u8eca\u8cb8\u6b3eptt\u63a8\u85a6\">\u65b0\u8eca\u8cb8\u6b3eptt\u63a8\u85a6<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u65b0\u8eca\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65b0\u8eca\u8cb8\u6b3e\u662f\u6307\u4f60\u60f3\u8981\u8cfc\u8cb7\u4e00\u53f0\u65b0\u8eca\u6642\uff0c\u5411\u9280\u884c\u6216\u878d\u8cc7\u516c\u53f8\u7533\u8acb\u8cb8\u6b3e\u4f86\u652f\u4ed8\u8cb7\u8eca\u7684\u8cbb\u7528\uff0c\u4e26\u53ef\u4ee5\u5229\u7528\u5206\u671f\u4ed8\u6b3e\u7684\u65b9\u5f0f\u9010\u6b65\u9084\u6e05\u8cb8\u6b3e\uff0c\u53c8\u7a31\u65b0\u8eca\u8eca\u8cb8\uff0c\u800c\u65b0\u8eca\u8cb8\u6b3e\u7684\u597d\u8655\u662f\u5728\u8cc7\u91d1\u4e0d\u8db3\u7684\u60c5\u6cc1\u4e0b\uff0c\u4e5f\u80fd\u5148\u8cb7\u4e00\u53f0\u6c7d\u8eca\uff0c\u8cc7\u91d1\u8ca0\u64d4\u4e5f\u4e0d\u6703\u904e\u5927\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E7%82%BA%E5%A4%9A%E5%B0%91%EF%BC%9F\"><\/span>\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u70ba\u591a\u5c11\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u6703\u6839\u64da\u4e0d\u540c\u7684\u8cb8\u6b3e\u6a5f\u69cb\u6216\u500b\u4eba\u689d\u4ef6\u800c\u6709\u5dee\u7570\uff0c<strong>\u9280\u884c\u63d0\u4f9b\u7684\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u76f8\u5c0d\u6c11\u9593\u8cb8\u6b3e\u6bd4\u8f03\u4f4e\uff0c\u7d04\u57282%-8%\u4e4b\u9593<\/strong>\uff0c<strong>\u5177\u9ad4\u7684\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\u6703\u6839\u64da\u500b\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u8ca1\u529b\u8b49\u660e\u8207\u8cb8\u6b3e\u5e74\u9650\u800c\u6709\u5dee\u7570<\/strong>\uff0c\u5728\u7533\u8fa6\u65b0\u8eca\u8cb8\u6b3e\u6642\uff0c\u5efa\u8b70\u80fd\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u548c\u878d\u8cc7\u516c\u53f8\u63d0\u4f9b\u7684\u5229\u7387\uff0c\u9078\u64c7\u9069\u5408\u7684\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u5217\u51fa\u5404\u5bb6\u9280\u884c\u7684\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u65b0\u8eca\u8cb8\u6b3e\u8aaa\u660e<\/th><th>\u8cb8\u6b3e\u5229\u7387<\/th><th>\u8cb8\u6b3e\u984d\u5ea6\u6216\u6210\u6578<\/th><th>\u8eca\u8cb8\u5e74\u9650<\/th><\/tr><\/thead><tbody><tr><td>\u806f\u90a6\u9280\u884c<\/td><td>2.83\uff05~6.5\uff05\u56fa\u5b9a\u8a08\u606f<\/td><td>\u570b\u7522\u8eca\u6700\u9ad8\u70ba\u8a55\u5b9a\u8eca\u50f9\u76849\u6210<br>\u9032\u53e3\u8eca\u6700\u9ad8\u70ba\u8a55\u5b9a\u8eca\u50f9\u76848\u6210<\/td><td>\u6700\u9577\u70ba84\u500b\u6708(\u671f)<\/td><\/tr><tr><td>\u4e09\u4fe1\u9280\u884c<\/td><td>\u6700\u4f4e4%~\u6700\u9ad815.98%<\/td><td>\u984d\u5ea6\u6700\u9ad8350\u842c\u5143\uff0c\u4f9d\u6b0a\u5a01\u3001\u5929\u66f8\u96dc\u8a8c\u9451\u50f9<\/td><td>1\u81f35\u5e74<\/td><\/tr><tr><td>\u65b0\u5149\u9280\u884c<\/td><td>3.90%~11.13%<\/td><td>\u6700\u9ad81000\u842c<\/td><td>7\u5e74<\/td><\/tr><tr><td>\u5f70\u5316\u9280\u884c<\/td><td>6.05%\u4ee5\u4e0a\u6a5f\u52d5\u8a08\u606f<\/td><td>\u6700\u9ad8\u70ba\u552e\u50f97\u6210<\/td><td>\u6700\u95773\u5e74<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u5404\u9280\u884c\u65b0\u8eca\u8cb8\u6b3e\u5229\u7387<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%E5%8F%8A%E6%BA%96%E5%82%99%E8%B3%87%E6%96%99\"><\/span>\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u689d\u4ef6\u53ca\u6e96\u5099\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u689d\u4ef6\u6703\u6839\u64da\u4e0d\u540c\u7684\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u6703\u4e0d\u592a\u4e00\u6a23\uff0c\u7533\u8acb\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u689d\u4ef6\u6703\u9700\u7b26\u5408\u4ee5\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>\u5e74\u9f61\u689d\u4ef6\uff1a\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u7684\u7533\u8acb\u4eba\u9700\u5e74\u6eff18\u6b72\u4ee5\u4e0a\uff0c\u540c\u6642\u662f\u4e2d\u83ef\u6c11\u570b\u7684\u570b\u6c11\uff0c\u4e26\u6210\u70ba\u6c7d\u8eca\u7684\u8eca\u4e3b\u3002<\/li>\n\n\n\n<li>\u4fe1\u7528\u72c0\u6cc1\u826f\u597d\uff1a\u9280\u884c\u6216\u878d\u8cc7\u516c\u53f8\u6703\u6aa2\u67e5\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u78ba\u5b9a\u6709\u6309\u6642\u9084\u6b3e\u7684\u80fd\u529b\u3002<\/li>\n\n\n\n<li>\u5177\u5099\u8db3\u5920\u7684\u9084\u6b3e\u80fd\u529b\uff1a\u7533\u8fa6\u65b0\u8eca\u8cb8\u6b3e\u6703\u9700\u8981\u6709\u8db3\u5920\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u4e26\u4e14\u9700\u8981\u63d0\u4f9b\u6536\u5165\u8b49\u660e\uff0c\u5982\uff1a\u85aa\u8cc7\u8b49\u660e\uff0c\u53ef\u5e6b\u52a9\u8cb8\u6b3e\u6a5f\u69cb\u78ba\u8a8d\u8ca1\u529b\u72c0\u6cc1\uff0c\u4e26\u6839\u64da\u7d93\u6fdf\u80fd\u529b\u78ba\u5b9a\u9078\u5b9a\u8cb8\u6b3e\u984d\u5ea6\u8207\u5229\u7387\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u800c\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u6703\u9700\u8981<strong>\u6e96\u5099\u500b\u4eba\u7684\u8eab\u5206\u8b49\u3001\u7b2c\u4e8c\u8b49\u4ef6\u7684\u5f71\u672c\u3001\u884c\u8eca\u57f7\u7167\uff0c\u6c7d\u8eca\u65b0\u9818\u724c\u7684\u767b\u8a18\u66f8\u7b49\uff0c\u4e26\u9700\u8981\u63d0\u4f9b\u6536\u5165\u8b49\u660e\u6587\u4ef6<\/strong>\uff0c\u624d\u80fd\u5e6b\u52a9\u8cb8\u6b3e\u6a5f\u69cb\u8a55\u4f30\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%A5%BD%E9%81%8E%E5%97%8E%EF%BC%9F\"><\/span>\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u597d\u904e\u55ce\u57fa\u672c\u4e0a\u6703\u53d6\u6c7a\u65bc\u500b\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u3001\u9700\u6c42\u7b49\u56e0\u7d20\uff0c<strong>\u4e00\u822c\u4f86\u8aaa\u8cb7\u65b0\u8eca\u8cb8\u6b3e\uff0c\u501f\u6b3e\u4eba\u82e5\u6709\u4e00\u5b9a\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u4e14\u7121\u4fe1\u7528\u7455\u75b5\uff0c\u901a\u5e38\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u7684\u5be9\u6838\u904e\u7a0b\u6703\u76f8\u5c0d\u9806\u5229<\/strong>\u3002<\/p>\n\n\n\n<p>\u8207\u8cb7<a href='https:\/\/9mureoco.com\/faqs\/used-car-loan\/'>\u4e2d\u53e4\u8eca\u8cb8\u6b3e<\/a>\u76f8\u6bd4\uff0c\u7531\u65bc\u65b0\u8eca\u7684\u50f9\u503c\u8f03\u9ad8\uff0c\u901a\u5e38\u6703\u8f03\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u4f86\u5f97\u5bb9\u6613\u904e\u4ef6\uff0c\u524d\u63d0\u662f\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u548c\u4fe1\u7528\u72c0\u6cc1\u90fd\u7b26\u5408\u8981\u6c42\uff0c\u82e5\u4ee5\u4fe1\u7528\u8cb8\u6b3e\u76f8\u6bd4\uff0c\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u662f\u6709\u64d4\u4fdd\u54c1\u505a\u4fdd\u8b49\u7684\uff0c\u800c\u4fe1\u8cb8\u8cb7\u8eca\u4f86\u662f\u4ee5\u500b\u4eba\u689d\u4ef6\uff0c\u6240\u4ee5\u5be9\u6838\u689d\u4ef6\u6703\u5728\u66f4\u56b4\u82db\uff0c\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u5176\u5be6\u904e\u4ef6\u7387\u883b\u9ad8\u7684\u3002<\/p>\n\n\n\n<p>\u82e5\u767c\u73fe\u8cb7\u8eca\u8cb8\u6b3e\u672a\u80fd\u5be9\u6838\uff0c\u6703\u9700\u8981\u8003\u616e\u662f\u5426\u56e0\u806f\u5fb5\u6709\u986f\u8457\u7455\u75b5\u3001\u8ca0\u50b5\u6bd4\u4f8b\u904e\u9ad8\uff0c\u6216\u662f\u982d\u671f\u6b3e\u904e\u4f4e\u7b49\u56e0\u7d20\uff0c\u85c9\u7531\u89e3\u6c7a\u9019\u4e9b\u554f\u984c\uff0c\u53ef\u63d0\u9ad8\u518d\u6b21\u7533\u8acb\u8cb7\u65b0\u8eca\u8cb8\u6b3e\u7684\u6210\u529f\u6a5f\u6703\u3002<\/p>\n\n\n\n<h2 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